Yusuf, Nadia Zhabila, Asri Jaya, and Abdul Khaliq. “Pengaruh Penggunaan Financial Technology Dan Pengetahuan Keuangan Terhadap Perilaku Menabung Mahasiswa Manajemen Universitas Muhammadiyah Makassar”. Indonesian Journal of Multidisciplinary on Social and Technology 4, no. 2 (May 9, 2026): 285–291. Accessed June 24, 2026. https://journal.ilmudata.co.id/index.php/ijmst/article/view/8674.