Selfiana, Selfiana, Nasiruddin Nasiruddin, and Roni Roni. 2026. “Pengaruh Gaya Hidup, Financial Technology, Dan Literasi Keuangan Terhadap Pengelolaan Keuangan Karyawan (Studi Kasus: PT. Kido Mulia Indonesia)”. Indonesian Journal of Multidisciplinary on Social and Technology 4 (3):2632-42. https://doi.org/10.69693/ijmst.v4i3.12783.