SUMULE, Timar Tiku; TODINGBUA, Manuel August; HALIK, Johannes Baptista. Pengaruh Digital Payment terhadap Perilaku Konsumtif Mahasiswa Program Studi Manajemen Universitas Kristen Indonesia Paulus. Indonesian Journal of Multidisciplinary on Social and Technology, [S. l.], v. 4, n. 3, p. 3197–3203, 2026. DOI: 10.69693/ijmst.v4i3.12897. Disponível em: https://journal.ilmudata.co.id/index.php/ijmst/article/view/12897. Acesso em: 22 sep. 2026.