Novitasari, Widiya, Agusdiwana Suarni, and Muhammad Khaedar Sahib. “Pengaruh Marketplace Dan Fasilitas Digital Payment Terhadap Perilaku Konsumtif Mahasiswa Universitas Muhammadiyah Makassar”. RIGGS: Journal of Artificial Intelligence and Digital Business 5, no. 2 (May 25, 2026): 4973–4980. Accessed November 7, 2026. https://journal.ilmudata.co.id/index.php/RIGGS/article/view/9301.