Emilia, Nadia, Annisa Septri Ananda, and Halmaita Selvy Yuniar. “Pengaruh CAR, FDR, NPF, BOPO Terhadap ROA Bank Muamalat ”. RIGGS: Journal of Artificial Intelligence and Digital Business 4, no. 2 (May 18, 2025): 787–798. Accessed August 4, 2026. https://journal.ilmudata.co.id/index.php/RIGGS/article/view/570.