Komalasari, Ayu Endah, and Habil Firmansyah. “Jebakan Paylater Era Flexing: Studi Integratif TPB Terhadap Literasi Keuangan Digital, Kontrol Diri, Dan Gaya Hidup Konsumtif Gen Z Di Kota Bandung”. RIGGS: Journal of Artificial Intelligence and Digital Business 4, no. 3 (October 23, 2025): 8129–8142. Accessed January 31, 2026. https://journal.ilmudata.co.id/index.php/RIGGS/article/view/3212.