Amelia, Cindy, and Heti Suryani Fitri. “Pengaruh Persepsi Kemudahan, Persepsi Manfaat, Dan Fitur Pada Minat Menggunakan Bank Digital SeaBank”. RIGGS: Journal of Artificial Intelligence and Digital Business 4, no. 2 (July 24, 2025): 6884–6891. Accessed July 26, 2026. https://journal.ilmudata.co.id/index.php/RIGGS/article/view/1775.