Gunawan, Rahma Gunawan, and R. Elly Mirati. “Pengaruh Fitur Layanan Transfer Dan Keamanan Terhadap Keputusan Pengguna Seabank ”. RIGGS: Journal of Artificial Intelligence and Digital Business 5, no. 2 (July 31, 2026): 22483–22491. Accessed August 26, 2026. https://journal.ilmudata.co.id/index.php/RIGGS/article/view/12128.