Tanod, Akilly Alio Oeiyono, et al. “Pengaruh Foreign Ownership, Growth Opportunity, Non Performing Loan (NPL) Terhadap Nilai Perusahaan Pada Industri Perbankan Di BEI Periode 2021-2025”. RIGGS: Journal of Artificial Intelligence and Digital Business, vol. 5, no. 2, July 2026, pp. 20655-66, doi:10.31004/riggs.v5i2.11984.