Sebayang, Minda Muliana, et al. “Digital Literacy and Digital Transformation for Digital Entrepreneurship: Review With Contextual Implications for the Online Deposit Service (Jastip) Business”. RIGGS: Journal of Artificial Intelligence and Digital Business, vol. 5, no. 2, July 2026, pp. 17243-51, doi:10.31004/riggs.v5i2.11808.