Setiawati, L., Herlina, L. and Kusumawardani, A. (2026) “Pengaruh CAR, BOPO, dan NIM terhadap Profitabilitas Bank: Studi pada PT Bank Hibank Indonesia Periode 2015–2025”, RIGGS: Journal of Artificial Intelligence and Digital Business, 5(2), pp. 16355–16366. doi: 10.31004/riggs.v5i2.9479.