Sulam, R. T., Umam, M. and Miftahudin, A. (2025) “Pengaruh Bopo Ratio, Non-Performing Financing (NPF), dan Debt-To-Equity Ratio (DER) Terhadap Return On Asset (ROA) PADA Bank Syariah Indonesia”, RIGGS: Journal of Artificial Intelligence and Digital Business, 4(2), pp. 945–953. doi: 10.31004/riggs.v4i2.600.