Nurfauziah, E. R., Mumtahaen, I. and Yasin, M. K. (2025) “Pengaruh Non-Performing Financing (NPF) dan Beban Operasional Pendapatan Operasional (BOPO) Terhadap Return on Asset (ROA)”, RIGGS: Journal of Artificial Intelligence and Digital Business, 4(2), pp. 6568–6579. doi: 10.31004/riggs.v4i2.1614.