Ananta, Anizia Tantri, Asri Oktama Putri, and Devi Yulian Tika. 2025. “Pengaruh Efisiensi Oprasional Dan Struktur Modal Terhadap On Asset (Roa) Pada Bank Umum Syariah”. RIGGS: Journal of Artificial Intelligence and Digital Business 4 (2):916-22. https://doi.org/10.31004/riggs.v4i2.589.