Rizkiya, A. Yusnika, Erna Herlinawati, and Riyandi Nur Sumawidjaja. 2026. “Analisis Pengaruh LDR, NIM, Dan BOPO Terhadap ROA Pada Bank Maspion 2015-2024”. RIGGS: Journal of Artificial Intelligence and Digital Business 4 (4):12429-36. https://doi.org/10.31004/riggs.v4i4.5557.