Umiyati, Umiyati, Safa Nabila Azharine, Mayadah Hilwah, and Syanindita Kamila. 2025. “Analisis Komprehensif Keuangan Bank Panin Dubai Syariah Menggunakan Pendekatan: RGEC, Efisiensi DEA, Stabilitas Z-Score, Dan Model Altman-Grover Pada Periode 2020-2024”. RIGGS: Journal of Artificial Intelligence and Digital Business 4 (4):4723-38. https://doi.org/10.31004/riggs.v4i4.4394.