Wijaya, Gede Crisna, Ni Luh Putu Widya Sawitri, and Ni Putu Dinda Ratna Dewi. 2026. “Shaping Balipay Intentions Through E-Service Quality and Ease of Use”. RIGGS: Journal of Artificial Intelligence and Digital Business 5 (2):20253-64. https://doi.org/10.31004/riggs.v5i2.12868.