Lawence, Owen Jovanther. 2026. “Pengaruh Pemanfaatan Artificial Intelligence Generatif Terhadap Literasi Keuangan Mahasiswa Gen-Z Kota Pontianak”. RIGGS: Journal of Artificial Intelligence and Digital Business 5 (2):25211-17. https://doi.org/10.31004/riggs.v5i2.12749.