Alchuurun’ain, Aurora, Wulandari Harjanti, and Abdul Hamid. 2026. “Pengaruh Return on Assets, Return on Equity, Dan Non Performing Loan Terhadap Kewajiban Penyediaan Modal Minimum”. RIGGS: Journal of Artificial Intelligence and Digital Business 5 (2):22051-59. https://doi.org/10.31004/riggs.v5i2.11017.