Silitonga, Nadine Winata, Daud Frandes Sianturi, Rena Sinaga, and Debi Agnesia. 2026. “Pengaruh Volume Transaksi Digital Banking Dan Jumlah Pengguna Mobile Banking Terhadap Kinerja Bank Konvensional Di Indonesia”. RIGGS: Journal of Artificial Intelligence and Digital Business 5 (2):24505-16. https://doi.org/10.31004/riggs.v5i2.10254.