KESUMA, M. R.; IRIANTO, E. D. O.; HENRIKA, M.; ARISWATI, L. D.; AINI, R. N.; WIDARYO, C. M. Unveiling Sentiment and Financial Risks: OJK’s 10% Co-Payment in Health Insurance. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 2, p. 3150–3159, 2025. DOI: 10.31004/riggs.v4i2.997. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/997. Acesso em: 31 jan. 2026.