KHOLIFAH, A. N.; RAHMAH, N. A.; DELIWARNA, S. Analisis Pengaruh Buy Now Pay Later Terhadap Pengelolaan Keuangan Mahasiswa Di Era Digital 2026. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 2, p. 2306–2316, 2026. DOI: 10.31004/riggs.v5i2.8751. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/8751. Acesso em: 28 may. 2026.