FALENTINA, S.; RAIS, M. Pengaruh Penggunaan Pinjaman Online Bayar Nanti Di Shopee Terhadap Perilaku Konsumtif Gen Z Kecamatan Ujung Batu Kabupaten Rokan Hulu . RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 1, p. 11437–11447, 2026. DOI: 10.31004/riggs.v5i1.7626. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/7626. Acesso em: 22 apr. 2026.