MUKTI, K. A.; SUPIYADI, D. Pengaruh Net Interest Margin (NIM), Biaya Operasional Pendapatan Operasional (BOPO) dan Financing to Deposit Ratio (FDR), terhadap Return on Assets (ROA) Studi pada PT Bank Muamalat Indonesia Periode 2016- 2024. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 1, p. 1168–1179, 2026. DOI: 10.31004/riggs.v5i1.6323. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/6323. Acesso em: 28 feb. 2026.