RIZKIYA, A. Y.; HERLINAWATI, E.; SUMAWIDJAJA, R. N. Analisis Pengaruh LDR, NIM, dan BOPO terhadap ROA pada Bank Maspion 2015-2024. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 4, p. 12429–12436, 2026. DOI: 10.31004/riggs.v4i4.5557. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/5557. Acesso em: 31 jan. 2026.