NURHAYATI, Yuni; NESNERI, Yessi. Pengaruh Financial Knowledge, Financial Attitude Terhadap Financial Behavior Dimediasi oleh Locus of Control dan Financial Self-Efficacy pada UMKM Kecamatan Tuah Madani Kota Pekanbaru . RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 4, p. 8474–8487, 2026. DOI: 10.31004/riggs.v4i4.5059. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/5059. Acesso em: 22 aug. 2026.