SAHROYANI, M.; ALPIANSAH, R.; DETHAN, S. H.; ANGGRIANI, R.; WIDIYASTI, B. D. Literasi Keuangan Dan Persepsi Risiko Keuangan Terhadap Keputusan Penggunaan SPaylater Dikalangan Mahasiswa. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 3, p. 2460–2466, 2025. DOI: 10.31004/riggs.v4i3.2338. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/2338. Acesso em: 31 jan. 2026.