SIDDIQI, Moh. Fakhri; SARI, Eka Novita. Pengaruh Literasi Keuangan dan Gaya hidup terhadap Perilaku Konsumtif Pengguna Shopee Paylater bagi Mahasiswa Fakultas Sosial dan Humaniora Universitas Nurul Jadid. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 3, p. 3597–3603, 2025. DOI: 10.31004/riggs.v4i3.2305. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/2305. Acesso em: 4 sep. 2026.