ZEBUA, T. N.; DUHA, T.; BATE’E, M. M.; GULO, H. Pengaruh Gaya Hidup Buy Now Pay Later Terhadap Perilaku Keuangan Mahasiswa Fakultas Ekonomi Universitas Nias. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 3, p. 2167–2182, 2025. DOI: 10.31004/riggs.v4i3.2272. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/2272. Acesso em: 31 jan. 2026.