NURFAUZIAH, E. R.; MUMTAHAEN, I.; YASIN, M. K. Pengaruh Non-Performing Financing (NPF) dan Beban Operasional Pendapatan Operasional (BOPO) Terhadap Return on Asset (ROA). RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 4, n. 2, p. 6568–6579, 2025. DOI: 10.31004/riggs.v4i2.1614. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/1614. Acesso em: 1 feb. 2026.