HR, Musfirah; GHANY, Abdul; BASRI, Halimah. Fenomena Paylater dalam Perspektif Al-Qur’an: Telaah Tematik terhadap Ayat-Ayat Utang dan Tanggung Jawab Finansial. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 2, p. 22549–22558, 2026. DOI: 10.31004/riggs.v5i2.12164. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/12164. Acesso em: 10 aug. 2026.