RIZKIYAH, Nurbaeti; RONI, Roni; DUMADI, Dumadi; KHARISMA, Anisa Sains; WULANDARI, Hilda Kumala. Pengaruh Financial Knowledge, Penggunaan Pinjaman Online, dan Pengelolaan Utang, terhadap Risiko Gagal Bayar Pinjaman Generasi Z Kecamatan Losari. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 2, p. 11075–11083, 2026. DOI: 10.31004/riggs.v5i2.10604. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/10604. Acesso em: 25 aug. 2026.