AGUSTINA, Emila; PURBOYO, Purboyo; ZAMRUDI, Zakky. Analisis Pengaruh Layanan Digital Perbankan terhadap Profitabilitas Bank Umum di Indonesia Tahun 2022-2024. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 2, p. 11346–11360, 2026. DOI: 10.31004/riggs.v5i2.10465. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/10465. Acesso em: 9 nov. 2026.