CAHYANI, Risma Dwi; SUARMANAYASA, I Nengah. Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Pengelolaan Keuangan UMKM Sektor Perdagangan. RIGGS: Journal of Artificial Intelligence and Digital Business, [S. l.], v. 5, n. 2, p. 12642–12649, 2026. DOI: 10.31004/riggs.v5i2.10333. Disponível em: https://journal.ilmudata.co.id/index.php/RIGGS/article/view/10333. Acesso em: 11 aug. 2026.