Putranto, D., Halawa, F. A., Widodo, R. E., Setiawan, F., & Ajizi, B. N. (2025). The Digital Collateral Substitute: Modelling Supply Chain Finance (SCF) as a Catalyst for MSME Quality Standardization and Stable Sourcing in the Hotel F&B Supply Chain. RIGGS: Journal of Artificial Intelligence and Digital Business, 4(4), 1864–1874. https://doi.org/10.31004/riggs.v4i4.3712