Sukmawati, A., Prabowo, H. and Widiastuti, C.T. 2025. Effects of Financial Literacy, Risk Tolerance, and Herding on Gen Z IPO Decisions Moderated by Prospectus Information. RIGGS: Journal of Artificial Intelligence and Digital Business. 4, 4 (Dec. 2025), 5349–5357. DOI:https://doi.org/10.31004/riggs.v4i4.4390.